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Terms and conditions

                                                                    1. ACCEPTANCE OF TERMS
                                                                      By accessing or using our website, mobile application, and services (collectively referred to as the "Platform"), you acknowledge that you have read, understand, and agree to be bound by these Terms and Conditions of Use ("Terms"). If you do not agree with any provision of these Terms, please do not access or use the Platform.
                                                                    2. ELIGIBILITY
                                                                      You must be at least 18 years old (or such other age as required by your jurisdiction) to use our services. By accessing or using the Platform, you represent and warrant that you are at least 18 years old (or such other age as required by your jurisdiction).
                                                                    3. USE OF THE PLATFORM
                                                                      We reserve the right to modify, suspend, or discontinue any aspect of the Platform at any time without notice.
                                                                    4. ACCOUNT REGISTRATION AND MAINTENANCE
                                                                      To use certain features of our services, you may need to create an account with us ("Account"). You must provide accurate and complete information when creating your Account, including but not limited to your name, email address, date of birth, and other relevant details as required by law.
                                                                    5. PASSWORD SECURITY AND CONFIDENTIALITY
                                                                      You are responsible for maintaining the confidentiality and security of your password and account login credentials. We shall not be liable for any unauthorized access or use of your Account due to your failure to maintain the confidentiality and security of your password and account login credentials.
                                                                    6. TRANSACTION HISTORY AND RECORDS
                                                                      We reserve the right, but are under no obligation, to monitor and record transactions made through our Platform in accordance with applicable laws and regulations.
                                                                    7. WITHDRAWALS AND PAYMENT PROCESSING FEES
                                                                      All withdrawals from your Account will be processed within 24-72 hours of receipt by us. However, please note that there may be fees associated with certain payment methods and these fees shall be borne solely by you.
                                                                    8. RESOLVING DISPUTES
                                                                      Any disputes arising out of or related to the Platform or our services shall be resolved through binding arbitration in accordance with applicable laws and regulations.
                                                                    9. COPYRIGHT AND INTELLECTUAL PROPERTY RIGHTS
                                                                      All content, software, designs, text, graphics, trademarks, logos, trade names, or service marks (collectively referred to as "Intellectual Property") appearing on the Platform are owned by us or our licensors. You may not reproduce, distribute, modify, create derivative works of, display, perform, publish, license, or sell any Intellectual Property without prior written consent.
                                                                    10. EXCLUSION OF WARRANTIES
                                                                      WE PROVIDE THE PLATFORM AND OUR SERVICES ON AN "AS-IS" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND EXPRESS OR IMPLIED INCLUDING BUT NOT LIMITED TO MERCHANTABILITY FITNESS FOR A PARTICULAR PURPOSE NONINFRINGEMENT NON-INFRINGEMENT QUIET ENJOYMENT DATA ACCURACY SYSTEM INTEGRATION CONSISTENCY INTERNAL BUSINESS PRACTICES QUALITY DOCUMENTATION CUSTOMER RELATIONS SUPPORT AND USEFULNESS.
                                                                    11. LIMITATION ON LIABILITY
                                                                      WE SHALL NOT BE LIABLE FOR ANY INDIRECT INCIDENTAL SPECIAL CONSEQUENTIAL EXEMPLARY OR PUNITIVE DAMAGES INCLUDING BUT NOT LIMITED TO LOST PROFITS OR LOSS OF DATA ARISING OUT OF OR RELATED TO THE PLATFORM OR OUR SERVICES REGARDLESS OF WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
                                                                    12. Governing Law and Jurisdiction
                                                                      These Terms shall be governed by and construed in accordance with the laws. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in accordance with applicable laws and regulations.
                                                                    13. CHANGES TO TERMS AND CONDITIONS
                                                                      We reserve the right, at our sole discretion, to modify, suspend, or discontinue any aspect of the Platform and our services, including but not limited to these Terms. You agree that your continued use of the Platform after such modifications shall be deemed acceptance by you of the amended terms.
                                                                    14. NOTICES AND COMMUNICATIONS
                                                                      We may send notices or communications to you through email, SMS, or other electronic means. It is your responsibility to check and review all notifications in a timely manner.
                                                                    15. SEVERABILITY OF TERMS
                                                                      If any provision of these Terms shall be held unlawful void or unenforceable then that provision will be deemed severable from the remaining provisions which shall remain fully valid and enforceable.
                                                                    16. ENTIRE AGREEMENT
                                                                      These Terms, including all documents referenced herein constitute the entire agreement between you and us with respect to your use of the Platform and our services superseding any prior or contemporaneous agreements whether written oral electronic or implied.
                                                                    17. CHOICE OF LAW AND JURISDICTION

                                                                      All disputes arising out of these Terms shall be resolved by binding arbitration in accordance with the applicable laws and regulations of the relevant jurisdiction.

                                                                    By using our Platform, you acknowledge that you have read and understood these Terms and agree to be bound by them.